/* =========================================================
   ACOH - TERMS & CONDITIONS
   File: css/acoh/terms.css
========================================================= */


/* =========================================================
   1. ROOT
========================================================= */

:root {
    --navy: #071d35;
    --navy-2: #0b2948;
    --navy-3: #123a60;
    --blue: #174f7e;

    --white: #ffffff;
    --off-white: #f7f7f4;
    --soft-bg: #f1f4f6;

    --text: #18232d;
    --text-light: #66727d;

    --border: #dce3e8;
    --border-light: #e9edf0;

    --container: 1220px;

    --font-body: "DM Sans", sans-serif;
    --font-heading: "Playfair Display", serif;

    --transition: 0.3s ease;
}


/* =========================================================
   2. RESET
========================================================= */

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 110px;
}

body {
    font-family: var(--font-body);
    color: var(--text);
    background: var(--white);
    line-height: 1.7;
    overflow-x: hidden;
}

a {
    color: inherit;
    text-decoration: none;
}

ul {
    list-style: none;
}

button {
    font: inherit;
}

.container {
    width: min(92%, var(--container));
    margin-inline: auto;
}


/* =========================================================
   3. TYPOGRAPHY
========================================================= */

h1,
h2,
h3,
h4 {
    font-family: var(--font-heading);
    color: var(--navy);
    line-height: 1.15;
}

h1 {
    font-size: clamp(3.3rem, 6vw, 5.8rem);
    font-weight: 600;
    letter-spacing: -0.045em;
}

h2 {
    font-size: clamp(2rem, 3vw, 3rem);
    font-weight: 600;
    letter-spacing: -0.03em;
}

h3 {
    font-size: 1.4rem;
}

p {
    color: var(--text-light);
}

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 12px;

    margin-bottom: 20px;

    color: var(--blue);

    font-size: 0.68rem;
    font-weight: 700;
    letter-spacing: 0.18em;
    text-transform: uppercase;
}

.eyebrow::before {
    content: "";

    width: 34px;
    height: 1px;

    background: currentColor;
}

.eyebrow.light {
    color: #bed0de;
}


/* =========================================================
   4. BUTTONS
========================================================= */

.btn {
    min-height: 54px;

    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 11px;

    padding: 0 27px;

    border: 1px solid transparent;

    font-size: 0.73rem;
    font-weight: 700;
    letter-spacing: 0.06em;
    text-transform: uppercase;

    cursor: pointer;

    transition:
        background var(--transition),
        color var(--transition),
        border-color var(--transition),
        transform var(--transition);
}

.btn:hover {
    transform: translateY(-2px);
}

.btn-primary {
    background: var(--navy);
    border-color: var(--navy);
    color: var(--white);
}

.btn-primary:hover {
    background: var(--blue);
    border-color: var(--blue);
}

.btn-light {
    background: var(--white);
    border-color: var(--white);
    color: var(--navy);
}

.btn-light:hover {
    background: transparent;
    color: var(--white);
}


/* =========================================================
   5. HEADER
========================================================= */

.site-header {
    position: sticky;
    top: 0;
    z-index: 1000;

    height: 84px;

    display: flex;
    align-items: center;

    background: rgba(255, 255, 255, 0.97);
    border-bottom: 1px solid rgba(7, 29, 53, 0.08);

    transition:
        height var(--transition),
        box-shadow var(--transition);
}

.site-header.scrolled {
    height: 72px;

    box-shadow: 0 8px 30px rgba(7, 29, 53, 0.08);
}

.nav-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
}

.brand {
    display: flex;
    align-items: center;
    gap: 12px;

    flex-shrink: 0;
}

.desktop-nav {
    display: flex;
    align-items: center;
    gap: 30px;

    margin-left: auto;
}

.desktop-nav a {
    position: relative;

    padding: 30px 0;

    color: #414d57;

    font-size: 0.85rem;
    font-weight: 600;

    transition: color var(--transition);
}

.desktop-nav a:hover,
.desktop-nav a.active {
    color: var(--navy);
}

.desktop-nav a::after {
    content: "";

    position: absolute;
    left: 0;
    bottom: 20px;

    width: 0;
    height: 2px;

    background: var(--navy);

    transition: width var(--transition);
}

.desktop-nav a:hover::after,
.desktop-nav a.active::after {
    width: 100%;
}

.nav-cta {
    min-height: 46px;

    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;

    padding: 0 18px;

    background: var(--navy);
    color: var(--white);

    font-size: 0.7rem;
    font-weight: 700;
    letter-spacing: 0.04em;
    text-transform: uppercase;

    transition: background var(--transition);
}

.nav-cta:hover {
    background: var(--blue);
}


/* =========================================================
   6. MOBILE MENU
========================================================= */

.menu-toggle {
    display: none;

    width: 44px;
    height: 44px;

    border: 0;
    background: transparent;

    cursor: pointer;
}

.menu-toggle span {
    display: block;

    width: 26px;
    height: 2px;

    margin: 6px auto;

    background: var(--navy);

    transition: var(--transition);
}

.mobile-menu {
    display: none;
}


/* =========================================================
   7. GRID BACKGROUND
========================================================= */

.terms-grid-bg {
    position: absolute;
    inset: 0;

    pointer-events: none;

    background-image:
        linear-gradient(
            rgba(23, 79, 126, 0.055) 1px,
            transparent 1px
        ),
        linear-gradient(
            90deg,
            rgba(23, 79, 126, 0.055) 1px,
            transparent 1px
        );

    background-size: 48px 48px;
}

.terms-grid-bg.dark {
    opacity: 0.12;

    background-image:
        linear-gradient(
            rgba(255, 255, 255, 0.35) 1px,
            transparent 1px
        ),
        linear-gradient(
            90deg,
            rgba(255, 255, 255, 0.35) 1px,
            transparent 1px
        );
}


/* =========================================================
   8. HERO
========================================================= */

.terms-hero {
    position: relative;
    overflow: hidden;

    min-height: 500px;

    display: flex;
    align-items: center;

    background: var(--off-white);
}

.terms-hero::before {
    content: "";

    position: absolute;
    width: 480px;
    height: 480px;

    top: -230px;
    right: -130px;

    border: 1px solid rgba(23, 79, 126, 0.1);
    border-radius: 50%;
}

.terms-hero::after {
    content: "";

    position: absolute;
    width: 300px;
    height: 300px;

    bottom: -170px;
    right: 160px;

    border: 1px solid rgba(23, 79, 126, 0.08);
    border-radius: 50%;
}

.terms-hero-inner {
    position: relative;
    z-index: 2;

    padding-top: 90px;
    padding-bottom: 90px;
}

.terms-hero-content {
    max-width: 850px;
}

.terms-hero-content h1 {
    margin-bottom: 26px;
}

.terms-hero-content > p {
    max-width: 730px;

    font-size: 1rem;
    line-height: 1.9;
}

.terms-meta {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px 30px;

    margin-top: 35px;
    padding-top: 25px;

    border-top: 1px solid var(--border);
}

.terms-meta span {
    display: inline-flex;
    align-items: center;
    gap: 9px;

    color: #5e6b75;

    font-size: 0.76rem;
    font-weight: 600;
}

.terms-meta i {
    color: var(--blue);
}


/* =========================================================
   9. MAIN TERMS SECTION
========================================================= */

.terms-section {
    padding: 100px 0 120px;

    background: var(--white);
}

.terms-layout {
    display: grid;
    grid-template-columns: 270px minmax(0, 1fr);
    gap: 90px;
    align-items: start;
}


/* =========================================================
   10. SIDEBAR
========================================================= */

.terms-sidebar {
    min-width: 0;
}

.terms-sidebar-inner {
    position: sticky;
    top: 110px;
}

.sidebar-label {
    display: block;

    margin-bottom: 18px;

    color: #8a959e;

    font-size: 0.62rem;
    font-weight: 700;
    letter-spacing: 0.17em;
}

.terms-nav {
    display: flex;
    flex-direction: column;

    border-top: 1px solid var(--border);
}

.terms-nav a {
    position: relative;

    display: grid;
    grid-template-columns: 30px 1fr;
    gap: 10px;
    align-items: center;

    min-height: 43px;

    padding: 8px 10px;

    border-bottom: 1px solid var(--border-light);

    color: #65717b;

    font-size: 0.73rem;
    font-weight: 500;
    line-height: 1.3;

    transition:
        background var(--transition),
        color var(--transition),
        padding var(--transition);
}

.terms-nav a span {
    color: #9aa4ac;

    font-family: var(--font-heading);
    font-size: 0.68rem;
}

.terms-nav a:hover {
    background: var(--off-white);
    color: var(--navy);
}

.terms-nav a.active {
    padding-left: 14px;

    background: var(--off-white);
    color: var(--navy);

    font-weight: 700;
}

.terms-nav a.active::before {
    content: "";

    position: absolute;
    top: 0;
    bottom: 0;
    left: 0;

    width: 3px;

    background: var(--blue);
}

.terms-nav a.active span {
    color: var(--blue);
}


/* =========================================================
   11. TERMS CONTENT
========================================================= */

.terms-content {
    max-width: 830px;
    min-width: 0;
}


/* =========================================================
   12. TERM BLOCK
========================================================= */

.term-block {
    display: grid;
    grid-template-columns: 62px minmax(0, 1fr);
    gap: 28px;

    padding-bottom: 70px;
    margin-bottom: 70px;

    border-bottom: 1px solid var(--border);
}

.term-number {
    padding-top: 7px;

    color: #a1aab1;

    font-family: var(--font-heading);
    font-size: 1rem;
}

.term-label {
    display: block;

    margin-bottom: 12px;

    color: var(--blue);

    font-size: 0.62rem;
    font-weight: 700;
    letter-spacing: 0.16em;
}

.term-text h2 {
    margin-bottom: 24px;
}

.term-text > p {
    margin-bottom: 17px;

    font-size: 0.91rem;
    line-height: 1.9;
}

.term-text > p:last-child {
    margin-bottom: 0;
}


/* =========================================================
   13. LEGAL LIST
========================================================= */

.legal-list {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 11px 30px;

    margin: 25px 0;
}

.legal-list li {
    position: relative;

    padding: 10px 0 10px 22px;

    border-bottom: 1px solid var(--border-light);

    color: #5d6973;

    font-size: 0.84rem;
    line-height: 1.65;
}

.legal-list li::before {
    content: "";

    position: absolute;
    top: 20px;
    left: 0;

    width: 6px;
    height: 6px;

    background: var(--blue);
}


/* =========================================================
   14. TERM NOTE
========================================================= */

.term-note {
    position: relative;

    margin-top: 25px;

    padding: 20px 24px;

    background: #f2f6f9;

    border-left: 3px solid var(--blue);

    color: #52616d;

    font-size: 0.84rem;
    line-height: 1.75;
}


/* =========================================================
   15. LEGAL LINK
========================================================= */

.legal-link {
    display: inline-flex;
    align-items: center;
    gap: 10px;

    margin-top: 10px;

    color: var(--navy);

    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.04em;
    text-transform: uppercase;

    transition:
        gap var(--transition),
        color var(--transition);
}

.legal-link:hover {
    gap: 15px;
    color: var(--blue);
}


/* =========================================================
   16. CONTACT TERM
========================================================= */

.contact-term {
    padding-bottom: 30px;
    margin-bottom: 50px;

    border-bottom: 0;
}

.terms-contact-box {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1px;

    margin-top: 30px;

    background: var(--border);
    border: 1px solid var(--border);
}

.terms-contact-item {
    display: grid;
    grid-template-columns: 42px minmax(0, 1fr);
    gap: 15px;

    padding: 24px;

    background: var(--off-white);
}

.terms-contact-item > i {
    width: 42px;
    height: 42px;

    display: grid;
    place-items: center;

    background: var(--navy);
    color: var(--white);

    font-size: 0.85rem;
}

.terms-contact-item div > span {
    display: block;

    margin-bottom: 5px;

    color: #89949d;

    font-size: 0.58rem;
    font-weight: 700;
    letter-spacing: 0.13em;
}

.terms-contact-item strong,
.terms-contact-item a {
    display: block;

    color: var(--navy);

    font-size: 0.82rem;
    font-weight: 600;
    line-height: 1.6;
}

.terms-contact-item a:hover {
    color: var(--blue);
}

.terms-contact-item p {
    color: #596772;

    font-size: 0.78rem;
    line-height: 1.7;
}


/* =========================================================
   17. IMPORTANT LEGAL NOTICE
========================================================= */

.legal-notice {
    position: relative;
    overflow: hidden;

    display: grid;
    grid-template-columns: 60px minmax(0, 1fr);
    gap: 25px;

    padding: 35px;

    background: var(--navy);
}

.legal-notice::before {
    content: "";

    position: absolute;
    inset: 0;

    opacity: 0.08;

    background-image:
        linear-gradient(
            rgba(255,255,255,0.5) 1px,
            transparent 1px
        ),
        linear-gradient(
            90deg,
            rgba(255,255,255,0.5) 1px,
            transparent 1px
        );

    background-size: 36px 36px;

    pointer-events: none;
}

.legal-notice > * {
    position: relative;
    z-index: 2;
}

.legal-notice-icon {
    width: 60px;
    height: 60px;

    display: grid;
    place-items: center;

    border: 1px solid rgba(255,255,255,0.2);

    color: var(--white);

    font-size: 1.2rem;
}

.legal-notice span {
    display: block;

    margin-bottom: 8px;

    color: #9fb5c6;

    font-size: 0.6rem;
    font-weight: 700;
    letter-spacing: 0.15em;
}

.legal-notice h3 {
    margin-bottom: 12px;

    color: var(--white);
}

.legal-notice p {
    color: #b8c7d3;

    font-size: 0.84rem;
    line-height: 1.8;
}


/* =========================================================
   18. FINAL CTA
========================================================= */

.terms-cta {
    position: relative;
    overflow: hidden;

    padding: 90px 0;

    background: var(--navy-2);
}

.terms-cta-inner {
    position: relative;
    z-index: 2;

    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 60px;
}

.terms-cta h2 {
    margin-bottom: 13px;

    color: var(--white);
}

.terms-cta p {
    color: #b9c9d5;

    font-size: 0.9rem;
}


/* =========================================================
   19. FOOTER
========================================================= */

.site-footer {
    padding-top: 80px;

    background: #041426;
    color: #aebbc7;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.6fr 0.8fr 0.9fr 1.2fr;
    gap: 55px;

    padding-bottom: 60px;
}

.footer-logo {
    margin-bottom: 22px;
}

.brand-mark {
    width: 44px;
    height: 44px;

    display: grid;
    place-items: center;

    background: var(--white);
    color: var(--navy);

    font-family: var(--font-heading);
    font-size: 1.7rem;
}

.brand-text {
    display: flex;
    flex-direction: column;
}

.brand-name {
    color: var(--white);

    font-size: 0.67rem;
    font-weight: 700;
    line-height: 1.3;
    letter-spacing: 0.08em;
}

.footer-brand > p {
    max-width: 330px;

    margin-bottom: 25px;

    color: #aebbc7;

    font-size: 0.84rem;
    line-height: 1.8;
}

.social-links {
    display: flex;
    gap: 9px;
}

.social-links a {
    width: 38px;
    height: 38px;

    display: grid;
    place-items: center;

    border: 1px solid rgba(255,255,255,0.18);

    color: var(--white);

    transition:
        background var(--transition),
        color var(--transition);
}

.social-links a:hover {
    background: var(--white);
    color: var(--navy);
}

.footer-column {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 11px;
}

.footer-column h4 {
    margin-bottom: 8px;

    color: var(--white);

    font-family: var(--font-body);
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
}

.footer-column a,
.footer-column p {
    color: #aebbc7;

    font-size: 0.81rem;
    line-height: 1.7;

    transition: color var(--transition);
}

.footer-column a:hover {
    color: var(--white);
}

.footer-bottom {
    min-height: 70px;

    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;

    border-top: 1px solid rgba(255,255,255,0.1);

    font-size: 0.74rem;
}

.footer-bottom p {
    color: #aebbc7;
}

.footer-bottom div {
    display: flex;
    gap: 24px;
}

.footer-bottom a {
    color: #aebbc7;

    transition: color var(--transition);
}

.footer-bottom a:hover,
.footer-bottom a.active {
    color: var(--white);
}


/* =========================================================
   20. BACK TO TOP
========================================================= */

.back-to-top {
    position: fixed;
    right: 25px;
    bottom: 25px;
    z-index: 900;

    width: 46px;
    height: 46px;

    display: grid;
    place-items: center;

    border: 0;

    background: var(--navy);
    color: var(--white);

    opacity: 0;
    visibility: hidden;

    transform: translateY(15px);

    cursor: pointer;

    transition:
        opacity var(--transition),
        visibility var(--transition),
        transform var(--transition),
        background var(--transition);
}

.back-to-top.show {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.back-to-top:hover {
    background: var(--blue);
}


/* =========================================================
   21. REVEAL ANIMATION
========================================================= */

.reveal {
    opacity: 0;
    transform: translateY(28px);

    transition:
        opacity 0.8s ease,
        transform 0.8s ease;
}

.reveal.active {
    opacity: 1;
    transform: translateY(0);
}


/* =========================================================
   22. RESPONSIVE - 1100PX
========================================================= */

@media (max-width: 1100px) {

    .desktop-nav {
        gap: 20px;
    }

    .desktop-nav a {
        font-size: 0.79rem;
    }

    .nav-cta {
        display: none;
    }

    .terms-layout {
        grid-template-columns: 230px minmax(0, 1fr);
        gap: 55px;
    }

    .footer-grid {
        grid-template-columns: 1.4fr 1fr 1fr;
    }

    .footer-contact {
        grid-column: span 3;
    }
}


/* =========================================================
   23. TABLET - 900PX
========================================================= */

@media (max-width: 900px) {

    /* HEADER */

    .site-header {
        height: 72px;
    }

    .desktop-nav {
        display: none;
    }

    .menu-toggle {
        display: block;
        margin-left: auto;
    }

    .menu-toggle.active span:nth-child(1) {
        transform: translateY(8px) rotate(45deg);
    }

    .menu-toggle.active span:nth-child(2) {
        opacity: 0;
    }

    .menu-toggle.active span:nth-child(3) {
        transform: translateY(-8px) rotate(-45deg);
    }


    /* MOBILE MENU */

    .mobile-menu {
        position: absolute;
        top: 72px;
        left: 0;
        right: 0;

        display: block;

        padding: 25px 4% 30px;

        background: var(--white);
        border-top: 1px solid var(--border);

        box-shadow: 0 20px 35px rgba(7,29,53,0.08);

        opacity: 0;
        visibility: hidden;

        transform: translateY(-10px);

        transition: var(--transition);
    }

    .mobile-menu.active {
        opacity: 1;
        visibility: visible;

        transform: translateY(0);
    }

    .mobile-menu nav {
        display: flex;
        flex-direction: column;
    }

    .mobile-menu nav a {
        padding: 13px 0;

        border-bottom: 1px solid var(--border-light);

        color: var(--navy);

        font-size: 0.88rem;
        font-weight: 600;
    }

    .mobile-menu-cta {
        width: 100%;
        margin-top: 20px;
    }


    /* HERO */

    .terms-hero {
        min-height: 440px;
    }

    .terms-hero-inner {
        padding-top: 70px;
        padding-bottom: 70px;
    }


    /* TERMS */

    .terms-section {
        padding: 80px 0 90px;
    }

    .terms-layout {
        grid-template-columns: 1fr;
        gap: 60px;
    }

    .terms-sidebar-inner {
        position: static;
    }

    .terms-nav {
        display: grid;
        grid-template-columns: repeat(3, 1fr);

        border-left: 1px solid var(--border);
    }

    .terms-nav a {
        min-height: 55px;

        border-right: 1px solid var(--border);
    }

    .terms-content {
        max-width: none;
    }


    /* CTA */

    .terms-cta-inner {
        flex-direction: column;
        align-items: flex-start;
        gap: 35px;
    }


    /* FOOTER */

    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }

    .footer-contact {
        grid-column: auto;
    }
}


/* =========================================================
   24. MOBILE - 700PX
========================================================= */

@media (max-width: 700px) {

    .container {
        width: min(90%, var(--container));
    }

    h1 {
        font-size: clamp(2.8rem, 14vw, 4rem);
    }

    h2 {
        font-size: clamp(1.9rem, 9vw, 2.7rem);
    }


    /* HERO */

    .terms-hero {
        min-height: auto;
    }

    .terms-hero-inner {
        padding-top: 60px;
        padding-bottom: 60px;
    }

    .terms-hero-content > p {
        font-size: 0.92rem;
    }

    .terms-meta {
        align-items: flex-start;
        flex-direction: column;
    }


    /* NAV */

    .terms-nav {
        grid-template-columns: repeat(2, 1fr);
    }


    /* TERM BLOCK */

    .term-block {
        grid-template-columns: 1fr;
        gap: 12px;

        padding-bottom: 50px;
        margin-bottom: 50px;
    }

    .term-number {
        padding-top: 0;

        color: var(--blue);

        font-size: 0.8rem;
    }


    /* LIST */

    .legal-list {
        grid-template-columns: 1fr;
        gap: 0;
    }


    /* CONTACT */

    .terms-contact-box {
        grid-template-columns: 1fr;
    }


    /* NOTICE */

    .legal-notice {
        grid-template-columns: 1fr;

        padding: 28px;
    }


    /* CTA */

    .terms-cta {
        padding: 70px 0;
    }

    .terms-cta .btn {
        width: 100%;
    }


    /* FOOTER */

    .site-footer {
        padding-top: 60px;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .footer-bottom {
        flex-direction: column;
        align-items: flex-start;

        padding: 25px 0;
    }
}


/* =========================================================
   25. SMALL MOBILE - 480PX
========================================================= */

@media (max-width: 480px) {

    .terms-nav {
        grid-template-columns: 1fr;
    }

    .terms-nav a {
        min-height: 48px;
    }

    .terms-contact-item {
        grid-template-columns: 36px minmax(0, 1fr);

        padding: 18px;
    }

    .terms-contact-item > i {
        width: 36px;
        height: 36px;
    }

    .term-note {
        padding: 18px;
    }

    .legal-notice {
        padding: 24px;
    }

    .footer-bottom div {
        flex-direction: column;
        gap: 7px;
    }
}


/* =========================================================
   26. ACCESSIBILITY
========================================================= */

a:focus-visible,
button:focus-visible {
    outline: 2px solid var(--blue);
    outline-offset: 3px;
}


/* =========================================================
   27. REDUCED MOTION
========================================================= */

@media (prefers-reduced-motion: reduce) {

    *,
    *::before,
    *::after {
        scroll-behavior: auto !important;

        transition-duration: 0.01ms !important;
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
    }
}


/* =========================================================
   28. PRINT / PDF
========================================================= */

@media print {

    .site-header,
    .terms-sidebar,
    .terms-cta,
    .site-footer,
    .back-to-top {
        display: none !important;
    }

    body {
        background: #ffffff;
        color: #000000;
    }

    .terms-hero {
        min-height: auto;
        background: #ffffff;
    }

    .terms-grid-bg {
        display: none;
    }

    .terms-hero-inner {
        padding: 30px 0;
    }

    .terms-section {
        padding: 20px 0;
    }

    .terms-layout {
        display: block;
    }

    .terms-content {
        max-width: none;
    }

    .term-block {
        page-break-inside: avoid;
    }

    .reveal {
        opacity: 1 !important;
        transform: none !important;
    }

    .legal-notice {
        background: #ffffff;
        border: 1px solid #cccccc;
    }

    .legal-notice h3,
    .legal-notice p,
    .legal-notice span,
    .legal-notice-icon {
        color: #000000;
    }
}

/* =========================================================
   HEADER FIX — ADD AT VERY BOTTOM
   NO EXISTING CSS REPLACEMENT REQUIRED
========================================================= */

.site-header {
    width: 100%;
    height: 86px;
    background: #ffffff;
    border-bottom: 1px solid #e7eaf0;
    position: relative;
    z-index: 1000;
}

.site-header .nav-container {
    max-width: 1280px;
    width: 100%;
    height: 86px;
    margin: 0 auto;
    padding: 0 32px;

    display: flex;
    align-items: center;
    position: relative;
}


/* LOGO AREA */

.site-header .brand {
    display: flex;
    align-items: center;
    flex-shrink: 0;
}

.site-header .brand img,
.site-header .site-logo {
    width: auto;
    height: 55px;
    max-width: 190px;
    object-fit: contain;
    display: block;
}


/* CENTER NAVIGATION */

.site-header .desktop-nav {
    position: absolute;
    left: 50%;
    top: 50%;
    transform: translate(-50%, -50%);

    display: flex;
    align-items: center;
    gap: 32px;

    white-space: nowrap;
}

.site-header .desktop-nav a {
    position: relative;

    display: inline-flex;
    align-items: center;

    padding: 34px 0;

    font-family: "DM Sans", sans-serif;
    font-size: 14px;
    font-weight: 600;

    color: #162a4d;
    text-decoration: none;

    transition: color 0.25s ease;
}

.site-header .desktop-nav a:hover {
    color: #0d2348;
}


/* ACTIVE / HOVER UNDERLINE */

.site-header .desktop-nav a::after {
    content: "";

    position: absolute;
    left: 0;
    bottom: 20px;

    width: 0;
    height: 2px;

    background: #0d2348;

    transition: width 0.25s ease;
}

.site-header .desktop-nav a:hover::after,
.site-header .desktop-nav a.active::after {
    width: 100%;
}


/* GET FREE CONSULTATION */

.site-header .nav-cta {
    margin-left: auto;

    height: 44px;
    padding: 0 20px;

    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;

    background: #0d2348;
    color: #ffffff;

    font-family: "DM Sans", sans-serif;
    font-size: 13px;
    font-weight: 600;

    text-decoration: none;
    border: 1px solid #0d2348;

    transition: 0.25s ease;
}

.site-header .nav-cta:hover {
    background: #ffffff;
    color: #0d2348;
}

.site-header .nav-cta i {
    font-size: 12px;
    transition: transform 0.25s ease;
}

.site-header .nav-cta:hover i {
    transform: translateX(3px);
}


/* MOBILE MENU BUTTON */

.site-header .menu-toggle {
    width: 44px;
    height: 44px;

    margin-left: auto;
    padding: 0;

    display: none;
    align-items: center;
    justify-content: center;
    flex-direction: column;

    gap: 5px;

    border: 0;
    background: transparent;

    cursor: pointer;
}

.site-header .menu-toggle span {
    width: 23px;
    height: 2px;

    display: block;

    background: #0d2348;

    transition: 0.3s ease;
}


/* MOBILE MENU */

.site-header .mobile-menu {
    display: none;

    position: absolute;
    top: 86px;
    left: 0;

    width: 100%;

    padding: 20px 28px 28px;

    background: #ffffff;

    border-top: 1px solid #e7eaf0;

    box-shadow: 0 15px 30px rgba(13, 35, 72, 0.08);

    z-index: 999;
}

.site-header .mobile-menu.active {
    display: block;
}

.site-header .mobile-menu nav {
    display: flex;
    flex-direction: column;
}

.site-header .mobile-menu nav a {
    padding: 15px 0;

    color: #162a4d;

    font-family: "DM Sans", sans-serif;
    font-size: 15px;
    font-weight: 600;

    text-decoration: none;

    border-bottom: 1px solid #edf0f4;
}

.site-header .mobile-menu nav a:hover,
.site-header .mobile-menu nav a.active {
    color: #0d2348;
}

.site-header .mobile-menu-cta {
    width: 100%;
    min-height: 48px;

    margin-top: 20px;

    display: flex;
    align-items: center;
    justify-content: center;

    background: #0d2348;
    color: #ffffff;

    text-decoration: none;

    font-family: "DM Sans", sans-serif;
    font-weight: 600;
}


/* SCROLL HEADER */

.site-header.is-scrolled {
    position: fixed;
    top: 0;
    left: 0;

    width: 100%;

    background: #ffffff;

    box-shadow: 0 8px 25px rgba(13, 35, 72, 0.08);
}


/* =========================================================
   TABLET
========================================================= */

@media (max-width: 1100px) {

    .site-header .nav-container {
        padding-left: 22px;
        padding-right: 22px;
    }

    .site-header .desktop-nav {
        gap: 20px;
    }

    .site-header .desktop-nav a {
        font-size: 13px;
    }

    .site-header .nav-cta {
        padding: 0 15px;
        font-size: 12px;
    }

}


/* =========================================================
   MOBILE
========================================================= */

@media (max-width: 900px) {

    .site-header,
    .site-header .nav-container {
        height: 76px;
    }

    .site-header .nav-container {
        padding: 0 20px;
    }

    .site-header .desktop-nav {
        display: none;
    }

    .site-header .nav-cta {
        display: none;
    }

    .site-header .menu-toggle {
        display: flex;
    }

    .site-header .mobile-menu {
        top: 76px;
    }

    .site-header .brand img,
    .site-header .site-logo {
        height: 48px;
        max-width: 170px;
    }

}


/* =========================================================
   SMALL MOBILE
========================================================= */

@media (max-width: 480px) {

    .site-header,
    .site-header .nav-container {
        height: 70px;
    }

    .site-header .nav-container {
        padding: 0 16px;
    }

    .site-header .mobile-menu {
        top: 70px;
        padding: 18px 20px 24px;
    }

    .site-header .brand img,
    .site-header .site-logo {
        height: 43px;
        max-width: 155px;
    }

}
/* =========================================================
   ACOH GLOBAL RESPONSIVE SIZE STANDARD
   TERMS & CONDITIONS PAGE
   ADD AT VERY BOTTOM — DO NOT REPLACE EXISTING CSS
========================================================= */


/* ---------- GLOBAL SAFETY ---------- */

html,
body {
    width: 100%;
    max-width: 100%;
    overflow-x: hidden;
}

*,
*::before,
*::after {
    box-sizing: border-box;
}

img,
video,
svg,
canvas {
    max-width: 100%;
}

button,
input,
select,
textarea {
    max-width: 100%;
}


/* =========================================================
   GLOBAL CONTAINER
   DESKTOP — MAX 1380PX / 40PX SIDE GAP
========================================================= */

.container {
    width: min(calc(100% - 80px), 1380px);
    margin-inline: auto;
}


/* =========================================================
   TERMS PAGE SAFETY
========================================================= */

.terms-layout,
.terms-sidebar,
.terms-sidebar-inner,
.terms-content,
.term-block,
.term-text,
.terms-contact-box,
.terms-contact-item,
.legal-notice,
.terms-cta-inner,
.footer-grid {
    min-width: 0;
}

.terms-content {
    width: 100%;
}


/* =========================================================
   LAPTOP
   MAX 1180PX / 32PX SIDE GAP
========================================================= */

@media (max-width: 1280px) {

    .container {
        width: min(calc(100% - 64px), 1180px);
    }

}


/* =========================================================
   TABLET
   24PX SIDE GAP
========================================================= */

@media (max-width: 1024px) {

    .container {
        width: calc(100% - 48px);
    }

}


/* =========================================================
   MOBILE
   18PX SIDE GAP
========================================================= */

@media (max-width: 760px) {

    .container {
        width: calc(100% - 36px);
    }

    .terms-layout,
    .terms-content,
    .term-block,
    .term-text,
    .terms-contact-box,
    .terms-contact-item,
    .legal-notice,
    .terms-cta-inner {
        max-width: 100%;
    }

    .terms-nav {
        max-width: 100%;
    }

    .terms-cta .btn {
        max-width: 100%;
    }

}


/* =========================================================
   SMALL MOBILE
   15PX SIDE GAP
========================================================= */

@media (max-width: 480px) {

    .container {
        width: calc(100% - 30px);
    }

}


/* =========================================================
   VERY SMALL MOBILE
   12PX SIDE GAP
========================================================= */

@media (max-width: 360px) {

    .container {
        width: calc(100% - 24px);
    }

}